Correct. The core of libertarian though is not that charity and goodwill is wrong, it's just that it shouldn't be forced upon us at gunpoint, as it is in the U.S. and other mixed economy countries.
Yeah, with the veneer stripped off of it, that's what it is - government-mandated charity enforced at the point of a gun, since that's what government ultimately brings to the table, as the agency granted a legal monopoly on the use of physical force. You will tithe a large chunk of the money you worked to earn which we will redistribute to others as we see fit. If you don't, we'll come to arrest you, and if you resist, we'll shoot you. I sometimes think that state-enforced charity has greatly lessened the spirit of voluntary charity and generosity that might otherwise exist among people and replaced it with an atmosphere of mutual resentment.
I don't recall the exact words now, but Rand had an example illustrating what real selflessness, real altruism actually is. Something to the effect that if you have some money and spend it all to buy medicine to save your sick child's life, that's not a sacrifice, that's not being seflless. You're acting in rational self-interest because your child represents a greater value to you than anything else you could spend that money on. If you give the money to somebody down the street so they can save their child and let your child die, that's selflessness. That's what embracing the idea of putting others' needs before your own self-interest would actually look like. I can't imagine very many of the people who carry on about the beauty of being selfless would actually practice what they preach in that situation.
The moment someone actually achieved that state would be when they embodied the literal meaning of self-LESS-ness...having no self and becoming dead inside. Of course, it makes sense that religious power mongers long ago set up as the ideal the achievement of a state that would essentially wipe you out of existence if you actually reached it. That way they could say we've all fallen short and are unworthy and then they could cash in on guilt. People who feel sinful and unworthy are so much easier to control.
Okay, that's enough ultra serious talk for one evening. I need a great big cup of coffee.